Fixed Annuity Desk

Who We Are…
Ridgeway & Conger, Inc. is an independent wholesaler of annuity products to brokers and registered representatives. The advantages to producers in choosing an independent wholesaler are many… they include:

• Expertise
• Independence
• Experience
• Economic incentives
  

Ridgeway & Conger, Inc. is not owned by any of our preferred companies. Nor do any of the preferred companies have a favored status with Ridgeway & Conger, Inc. The advantage to the independent producer and their clients is that we have no hidden agendas or incentives in suggesting one company over another other than it offers the best solution to your clients needs. Our goal is provide you the independent producer (our client) the most competitive products available and compensate you at the highest possible producer levels. All this with first class professional service.

Ridgeway & Conger, Inc. is not new to the brokerage business nor to providing first class professional service. The firm is a member of FINRA, MSRB, SIPC and registered with the SEC as a full service broker dealer for 10 years. The firm is located in New Woodstock, New York… just a few miles outside of Syracuse, NY and in the heart of Central New York. The firm is known for its flexibility and willingness to work with its’ brokers and their clients. Your phone call is always greeted by a friendly voice, not a machine. The staff is there to aid you in the delivery of first class service and a positive experience.

Other companies associated with Ridgeway & Conger include:

• Ridgeway Conger Advisory Services, Inc.
  • An SEC registered investment advisory firm.
• Clayton, Lowell & Conger, Inc.
  • A broker dealer focused on the municipal bond and taxable bond market.
    

     

    Ridgeway & Conger’s Annuity Desk with be staffed by

    • Clyde Goldberg, RFC…. Director of Annuity Business
      
    • Michael Cibik, CFP… Associate Director of Annuity Business
      
      

Clyde Goldberg, RFC

Director of Annuity Business

Clyde has over 35 years of experience in retirement planning and financial services. He received his Bachelor of Science Degree from the Stern Business School at New York University, and holds the Life Underwriters Council Fellow (LUTCF) and Registered Financial Consultant (RFC) designations. In 1982 he joined Safeco Life in Los Angeles, California rising to Regional Manager for Southern California, then served as the Southeastern Sales Manger and covered a 14 state region. In 1990 he relocated to Syracuse, NY to initiate the formation and operation of a new insurance company domiciled in New York State… First Safeco National Life. In 2000 he returned to personal production and joined Ridgeway & Conger in June 2008.

Life Insurance & Long Term Care

Michael Cibik, CFP

Associate Director of Annuity Business
Mike has over 20 years of experience in estate and financial planning. He received his Bachelor of Science degree from Indiana University of Pennsylvania. During his career he was employed by Mellon Bank, Bank of New York (now known as Bank of New York Mellon), M&T Bank and Key Bank.

Please call for information and /or quotes: 315-662-7450 or 1-866-339-1579

Rates may change at any time… call for the most up to date rates!

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Ridgeway & Conger

**Rates may change at any time… call for the most up to date rates**

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